Insurance Products

Since 1987 we have taken pride in our consultative approach; at American Central Insurance Services we take the time to understand your changing insurance needs, and will put a personal insurance, business insurance or employee benefits program in place that will deliver economy, superior protection, and risk management assistance.

We serve communities throughout Illinois: Springfield, Decatur, Danville, Chatham, Jacksonville, Taylorville, Charleston, Tuscola, Bloomington, Peoria, Carlinville, Girard, Virden, Kankakee, Galesburg, Macomb, Chicago and more.  

Some products and services may not be available in your area. Please contact us for more information.

Personal Insurance Products (Auto and Home Insurance)

• Homeowner Insurance
• Personal Auto Insurance
• Boat Insurance
• Condo Insurance
• Farm and Ranch Insurance
• Flood Insurance
• Home Business
• Identity Theft
• Motorcycle Insurance
• Personal Umbrella
• Renters Insurance
• Wedding Insurance

Commercial Insurance (Business Insurance)

• Alternative Market
• Bonds
• Builders Risk Insurance
• Business Auto Insurance
• Business Owners Policy
• Commercial General Liability
• Commercial Package Policy
• Commercial Property Insurance
• Commercial Umbrella Insurance
• Contractors Bonds (Contractors Surety Bonds)
• Contractors Liability
• Crop Hail
• Cyber Liability Insurance
• Directors and Officers Liability Insurance
• Employment Practices Liability Insurance (EPLI)
• Errors and Omissions Insurance
• Farm and Ranch Insurance
• Garagekeepers Liability
• Inland Marine Insurance
• Liquor Liability Insurance
• Non-Profit Management and Organization Liability Insurance
• Professional Liability Insurance
• Public Entity Programs
• Special Events Insurance
• Workers' Compensation Insurance

Individual Health & Financial Products

• Disability Insurance (Individual)
• Financial Services
• Fixed Annuities
• Health Insurance (Individual)
• Health Savings Account (HSA)
• Life and Disability Insurance (Individual)
• Life Insurance (Individual)
• Life, Health and Disability (Individual)
• Long Term Care Insurance
• Medical, Disability and Long Term Care
• Short Term Medical Insurance

Group Benefits

• 401K and Retirement Plans
• Administrative Services - Flex, HRA, HSA, COBRA, ERISA, ACA Reporting/Filing
• Employee Benefits
• Group Health Insurance
• Group Life Insurance