Employee Benefits Services

Group Health Insurance, HR, ACA Compliance, ERISA Compliance for more than 500 employers throughout Illinois. 

Since 1987 American Central Insurance Services has used three core principles to service and manage your employee benefits plans. We provide to our clients professional value-added services that are based on strategic planning, five-star service and cutting-edge technology.  Currently, we manage more than 500 employer sponsored group plans.

Strategic Planning
We recommend that our clients make employee benefits management a strategic initiative. By defining objectives and developing a plan based on meeting those objectives, we ensure an organized, comprehensive approach to fulfilling your benefits needs. Our careful strategic planning services include ongoing evaluation of all your plan's characteristics, such as access, service and price, to ensure a proper balance is achieved. Strategic planning also shields your plan from becoming obsolete as new trends and market factors emerge, and can help with budgeting and long-term cost management. Our areas of expertise are listed below:

Medical Plans

  • Point-of-Service Plans
  • HMO Plans
  • PPO Plans
  • High-Deductible Health Plans
  • Self-Insured Plans
  • Defined Contribution 

Ancillary Benefits

  • Dental Plans
  • Short-Term Disability
  • Long-Term Disability
  • Vision
  • Group Life/AD&D
  • Section 125 Plans
  • Long Term Care 

Retirement Planning

  • 401(k)
  • Employee Education
  • Consulting

Five-Star Service
We pride ourselves on the level of knowledge and service we provide to our clients.

Technology

We use leading-edge technology to provide our customers with the latest data analysis, as well as legislative, communication and human resources administration tools. Using powerful Web-based applications, we provide our agency staff and our clients with unsurpassed efficiency and access to information.

We offer professional services in the following areas:

Our staff has over 100 years of combined experience. They are knowledgeable and friendly and want to ensure that your benefit package achieves the needs of your most important asset-your employees.

We are here to serve you, by being your resource for all your employee benefits needs. Contact us.

Springfield
3300 Hedley Road
Springfield, Illinois 62711
Phone: (217) 698-9000
Toll Free: (877) 698-2247
Fax: (217) 698-9898
View on Map

Tuscola
304 E. Southline Road, Suite A
Tuscola, Illinois 61953
Phone: (217) 599-1202
Toll Free: (866) 549-2247
Fax: (217) 599-1205
View on Map

Lincoln
218 S. Kickapoo St.
Lincoln, Illinois 62656
Phone: (217) 732-4333
View on Map